Mission

To be the leading consumer finance company in Lebanon, providing experienced management, know-how and technologies, and ultimately offering our client base flexible products, excellent service and a superior delivery system.

Corporate Objectives

• To maximize shareholders' value through the introduction of a core product range and by employing premier human capital supported by superior technology
• To be recognized as a leader in the financial services industry by providing innovative and flexible products as well as unmatched quality service to consumers
• To provide our customers and employees with an ideal working environment conducive for business
• To be a good corporate citizen assisting in the development of local economies, societies, and communities

Core Competencies

CFC's core competencies are intended to be the cornerstone of its success through:

• The implementation of procedures and processes based on Best Industry Practice
• Advanced technologies and systems
• Innovative products
• Customer-driven
• Professional and highly talented workforce

CFC Characteristics

• The fastest reply time in the Lebanese consumer finance market; the Company has been structured and organized since its inception to process loan applications in the quickest possible manner. In fact, we abide strictly by the ONE HOUR reply time, unmatched by none of our competitors
• Personalized collection service; standing in lines at banks has become a hassle nowadays. CFC offers a convenient, hassle free collection service to its customers either through collecting from home or work address or through an electronic payment system from their bank's account (Direct Debit). It is worth mentioning that CFC is the only financial institution in Lebanon to offer a Door to Door collection service to its customers
• No prepayment penalty; CFC is the only financial institution in Lebanon that does not charge any penalty when a customer prepays his loan in full. In fact, the whole unearned interest amount  accrued on the remaining installments will be reimbursed to the last penny
• Payment protection plan; all our products are bundled to a life insurance that will cover the client's remaining monthly installments in case of death
• One-Stop Shop approach; CFC is the first financial institution in Lebanon to introduce the "One-Stop Shop" approach to its business partners. In fact, the credit transaction is conducted in full at the dealer's showroom without the need for the customer to visit CFC's office. While looking around in the showroom, the customer will get his approval within ONE HOUR, sign the promissory notes at the showroom, and receive the items purchased immediately
• Full marketing support to the business partner; we develop continuously promotions with our dealers that will have a positive impact on their sales turnover. CFC was the first financial institution in Lebanon that introduced the "0% interest" promotion on consumer loans as well as the "Buy Now and Start paying after 3 months" promotion
• Diversified product range and wide dealers' network; CFC enhances the consumer's standard of living by financing a wide range of products and services from basic durable goods to travel & entertainment, which puts them within reach. Also, CFC has a wide reach since it serves and supports more than 300 business partners across the country
• CFC strives to be a good corporate citizen by committing to responsible lending and contributing to charitable causes